Space Coast · People first
Coastal Harbor Benefits connects Brevard brokers, CPAs, and employers with fewer than 50 employees to practical benefits, HR technology, and employee enrollment support—without disrupting trusted relationships.
One ecosystem
The right people, working better together.
The Coastal Harbor approach
The goal is not to replace the people your business already trusts. It is to strengthen the benefits ecosystem around them.
Protect the relationship
Brokers and CPAs remain central while Coastal Harbor adds enrollment, education, and implementation capacity.
Make benefits understandable
Employees receive clear guidance so they can make more confident choices for themselves and their families.
Stay useful after enrollment
Responsive service and practical follow-through help HR teams carry less administrative burden and give every referral a strong reason to refer again.
Connected solutions
01 · Voluntary benefits
Colonial Life voluntary benefits can complement an existing health plan with options that help employees prepare for life’s unexpected moments.
02 · Gathr
Bring benefits administration and everyday HR processes into a clearer, more manageable experience for growing teams.
03 · ICHRA strategy
Explore whether an individual coverage health reimbursement arrangement fits the employer’s goals, workforce, and budget.
The relationship flywheel
Connect
Broker, CPA, or employer
Clarify
Needs, goals, and gaps
Implement
Benefits, HR, and enrollment
Support
Employees and administrators
Grow
Service earns the next referral
Ways to work together
Every organization is different, so recommendations and costs are scoped after a discovery conversation rather than forced into a one-size-fits-all package.
Broker partner
Referral-based collaboration
Add voluntary benefits and enrollment support while you retain the health-benefits relationship.
CPA connector
No-cost introduction
Connect business-owner clients with a reliable benefits and HR resource that reflects well on your firm.
Employer plan
Custom scope after discovery
Build a practical mix of voluntary benefits, HR technology, ICHRA strategy, and employee enrollment.
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Build a stronger benefits connection
Whether you serve the employer or are the employer, start with a focused conversation about the people, the gaps, and the right next step.